There is a seriously dangerous health problem in our society that almost no one talks about. It contributes to the development of many modern diseases such as diabetes, cardiovascular disease, high blood pressure, obesity, and more. It increases stress, and decreases productivity. It makes you grumpy, short-tempered, and self-destructive, and can harm your relationships with your spouse, friends, kids, and co-workers.
The good news is, there is a cure. And best of all, the cure is totally free!
The bad news is, despite the "cure" being free, readily available, and around since time began, more and more people are affected by this deadly health problem every day. Don't be one of them! Here's how this problem affects you, and how to solve it.
Whew - taxes are done, and now it's time to celebrate with the tax refund that's hopefully on the way, right?
As we have discussed in the past, if you're getting a large tax refund every year, you might want to adjust your withholdings. After all, it's your money - what's the sense in giving Uncle Sam an interest-free loan every year? (It always surprises me how many people seem to look at a tax refund as a free gift from the government.... You do realize it was your money that you earned to begin with, right? That's why it's called a "refund.")
That said, many people will receive a tax refund of some kind this year, so if you're one of those people, what should you do with that "extra" money?
Sadly, some of you probably have spent it already before it was even received. But if you would rather not let your refund get gobbled up by bills and shopping, it helps to have a plan in place ahead of time for what you are going to do with that money, and there are several things you can do with it that can actually help improve your overall financial picture in the long term.
The current swamp/site of future pond.
As brutal as parts of this winter were, it's hard to believe it's actually April already! Winter shook us like a dog with a rat, then rather suddenly lost interest and went away....
Now the sun is shining, trees are budding, and sap is rising - and I am chomping at the bit to be out in the garden! Only, I can't, because the "garden" is basically a swamp....
Hot with excitement to get out the tiller, build beds in our newly roped-off garden space, and plant asparagus, fruit trees, veggies, and more, our lofty ambitions were dashed last week when we checked the forecast and realized rain was predicted nearly every day for the next 10 days. :-(